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I like the new insertion of Snide-side comments! Is 7.6% the new 6%, as in management fees? It's interesting, the Pro's are Stock-Pickers, but retail investor (i.e. Sucker/BAGHOLDER) is encouraged or Herded into ETF's. The used car lots were quite empty yesterday out in Sacramento. Why is it that used car dealerships have a shady, fly-by-night operation feel to them? And why do I feel quite at home in that element now....?

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